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For 50+ years, we’ve helped guide our clients through the many risks associated with real estate. Our goal is to help you achieve yours.
Business Owners Package (BOP)
Provides property and liability coverage for eligible small businesses. BOPs are written on special coverage forms that are similar to monoline property and liability forms, but typically have some unique features that make them advantageous for businesses that qualify.
Commercial Automobile
Covers any land motor vehicle, trailer, or semitrailer designed for travel on public roads; or any other land vehicle that is subject to a compulsory or financial responsibility law or other motor vehicle insurance law where it is licensed or principally garaged.
Crime / Fidelity
Covers losses due to employee dishonesty, credit card forgery, computer fraud and theft, and the disappearance or destruction of property.
Directors & Officers
Liability insurance covering directors and officers for claims made against them while serving on a board of directors and/or as an officer. It can cover the directors and officers of for-profit businesses, privately held firms, not-for-profit organizations, and educational institutions. D&O covers claims resulting from managerial decisions that have adverse financial consequences. Policies are written on a claims-made basis and usually contain no explicit duty to defend the insureds, of for-profit businesses. D&O includes monetary damages but excludes bodily injury (BI) and property damage (PD).
Disability (New York)
New York is one of a handful of states that require employers to provide disability benefits coverage to employees for an off-the-job injury or illness.
Employee Practices Liability
A type of liability insurance covering wrongful acts arising from the employment process. The most frequent types of claims covered under such policies include: wrongful termination, discrimination, sexual harassment, and retaliation.
Errors & Omissions
An insurance form that protects the insured against liability for committing an error or omission in performance of professional duties. Generally, such policies are designed to cover financial losses rather than liability for bodily injury (BI) and property damage (PD).
General Liability
Insurance protecting commercial insureds from most liability exposures other than automobile and professional liability.
Workers Compensation
The system by which no-fault statutory benefits prescribed in state law are provided by an employer to an employee (or the employee’s family) due to a job-related injury (including death) resulting from an accident or occupational disease.
Evolution Insurance Services has over 50+ years of experience working with clients to ensure they have the right protection in place so they can minimize risk, avoid loss, and move forward confidently in life.
Sign up today and discover ways to minimize risk and avoid loss.
Sign up today and discover ways to minimize risk and avoid loss with our free policy review.
Sign up today and discover ways to minimize risk and avoid loss with our free policy review.
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Since 1914, the New York Mutual Insurance Company has been serving policyholders – protecting businesses, mitigating losses
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Since 1914, the New York Mutual Insurance Company has been serving policyholders protecting businesses,
Since 1914, the New York Mutual Insurance Company has been serving policyholders – protecting businesses
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