Retail

For 50+ years, we’ve helped our clients through the many risks associated with retail. Our goal is to help you achieve yours.

Retail Insurance | Evolution Insurance Services
About Evolution Insurance Services | Evolution Insurance Services

Insurance Products

Commercial Insurance

Find security in knowing that you and your family are protected by investing in the right coverage. Explore our full suite of personal insurance products. Our team at Evolution Insurance will work closely with you, guiding you through the selection process, to ensure you have the coverage you need at a price you can afford.

Personal Insurance

Find security in knowing that you and your family are protected by investing in the right coverage. Explore our full suite of personal insurance products. Our team at Evolution Insurance will work closely with you, guiding you through the selection process, to ensure you have the coverage you need at a price you can afford.

Retail Insurance Products

Business Owners Package (BOP) | Evolution Insurance Services

Business Owners Package (BOP)

Provides property and liability coverage for eligible small businesses. BOPs are written on special coverage forms that are similar to monoline property and liability forms, but typically have some unique features that make them advantageous for businesses that qualify.

Business Property Insurance | Evolution Insurance Services

Business Property

First-party insurance that indemnifies the owner or user of property for its loss, or the loss of its income-producing ability, when the loss or damage is caused by a covered peril, such as a fire or explosion.

Commercial Automobile Insurance | Evolution Insurance Services

Commercial Automobile

Covers any land motor vehicle, trailer, or semitrailer designed for travel on public roads; or any other land vehicle that is subject to a compulsory or financial responsibility law or other motor vehicle insurance law where it is licensed or principally garaged.

Crime / Fidelity | Evolution Insurance Services

Crime / Fidelity

Covers losses due to employee dishonesty, credit card forgery, computer fraud and theft, and the disappearance or destruction of property.

Disability Insurance | Evolution Insurance Services

Disability (New York)

New York is one of a handful of states that require employers to provide disability benefits coverage to employees for an off-the-job injury or illness.

Commercial Insurance | Employee Practices Liability

Employee Practices Liability Insurance (EPLI)

A type of liability insurance covering wrongful acts arising from the employment process. The most frequent types of claims covered under such policies include: wrongful termination, discrimination, sexual harassment, and retaliation.

Flood Insurance | Evolution Insurance Services

Flood Insurance

Coverage for water damage to property caused by flooding.

General Liability | Evolution Insurance Services

General Liability

Insurance protecting commercial insureds from most liability exposures other than automobile and professional liability.

Umbrella Insurance | Evolution Insurance Services

Umbrella ($100 million)

Provides protection against catastrophic losses. It generally is written over primary liability policies, such as the business auto policy (BAP), commercial general liability (CGL) policy, and employers liability coverage. An umbrella policy provides excess limits when the limits of underlying liability policies are exhausted by the payment of claims; it drops down and picks up where the underlying policy leaves off when the aggregate limit of the underlying policy in question is exhausted by the payment of claims; and it provides protection against some claims not covered by the underlying policies, subject to the assumption by the named insured of a self-insured retention.

Workers' Compensation | Evolution Insurance Services

Worker’s Compensation

The system by which no-fault statutory benefits prescribed in state law are provided by an employer to an employee (or the employee’s family) due to a job-related injury (including death) resulting from an accident or occupational disease.

Commercial Insurance Products

Shipping & Transportation

Explore our many insurance solutions for shipping and transportation. We provide…

Real Estate

Learn about the different insurance offerings we provide across residential…

Retail

Discover the right policies for your retail business. We’ll perform a free full risk…

Professional

Gain insight into the different risks you face as a professional service provider. We’ll work…

Manufacturing

Minimize the many risks you face as a manufacturer and discover ways to avoid loss…

Hospitality

Identify the different risks your hospitality business faces and learn about the…

Construction

Determine the level of risk your construction business faces with a free risk…

Carriers

Evolution Insurance works with many of today’s leading carriers so we can provide you with a range of options that meet your individual needs.

Learn Why Our Clients Choose Us

Evolution Insurance Services has over 50+ years of experience working with clients to ensure they have the right protection in place so they can minimize risk, avoid loss, and move forward confidently in life.

Carriers

Evolution Insurance works with many of today’s leading carriers so we can provide you with a range of options that meet your individual needs.

Learn Why Our Clients Choose Us

Evolution Insurance Services has over 50+ years of experience working with clients to ensure they have the right protection in place so they can minimize risk, avoid loss, and move forward confidently in life. We treasure these relationships and look forward to providing the support and guidance you’re looking for in the future.

Sign up today and discover ways to minimize risk and avoid loss.


    Evolution Insurance Services LLC is committed to protecting and respecting your privacy. By clicking Submit, you consent to allow Evolution Insurance Services to store and process the personal information submitted above to provide you the information requested.

    Sign Up for a Free Policy Review!

    Sign up today and discover ways to minimize risk and avoid loss with our free policy review.

    Learn More | Evolution Insurance Services


      Evolution Insurance Services LLC is committed to protecting and respecting your privacy. By clicking Submit, you consent to allow Evolution Insurance Services to store and process the personal information submitted above to provide you the information requested.

      Sign Up for a Free Policy Review!

      Sign up today and discover ways to minimize risk and avoid loss with our free policy review.

      Learn More | Evolution Insurance Services

      Start with your zip code to compare car insurance

        Start with your zip code to compare Home insurance

          Start with your zip code to compare life insurance

            Start with your zip code to compare health insurance

              945+ Reviews

              Already member? SIGN IN

              Ready to start saving money?

              Learn in seconds which types of insurance
              match your business.

              Better Insurance For Everyone

              Forturance makes it easy to insure your with home, landlord and strata insurance.

              Not sure what you need?
              Find an Agent Now

              Call Now

              +1 212-683-9756

              Or

              What our beloved client says

              Since 1914, the New York Mutual Insurance Company has been serving policyholders protecting businesses,

              Hello everyone Mett here!

              Since 1914, the New York Mutual Insurance Company has been serving policyholders – protecting businesses

              Skip to content