[metform form_id="4578"]
For 50+ years, we’ve helped our clients through the many risks associated with retail. Our goal is to help you achieve yours.
Discover insurance products for your retail business at the price you want and with the coverage you need. Evolution Insurance partners with today’s leading carriers to provide comprehensive insurance products that cover all types of retail, including clothing, convenience, big box, specialty stores and more.
Independently owned and operated, Evolution Insurance Services provides comprehensive insurance solutions that are designed to protect you, your business, and loved ones from the unexpected. We'll work with you to design and develop a custom-tailored strategy that fits your needs, helping you to minimize risk and avoid loss.
Business Owners Package (BOP)
Provides property and liability coverage for eligible small businesses. BOPs are written on special coverage forms that are similar to monoline property and liability forms, but typically have some unique features that make them advantageous for businesses that qualify.
Business Property
First-party insurance that indemnifies the owner or user of property for its loss, or the loss of its income-producing ability, when the loss or damage is caused by a covered peril, such as a fire or explosion.
Commercial Automobile
Covers any land motor vehicle, trailer, or semitrailer designed for travel on public roads; or any other land vehicle that is subject to a compulsory or financial responsibility law or other motor vehicle insurance law where it is licensed or principally garaged.
Crime / Fidelity
Covers losses due to employee dishonesty, credit card forgery, computer fraud and theft, and the disappearance or destruction of property.
Disability (New York)
New York is one of a handful of states that require employers to provide disability benefits coverage to employees for an off-the-job injury or illness.
Employee Practices Liability Insurance (EPLI)
A type of liability insurance covering wrongful acts arising from the employment process. The most frequent types of claims covered under such policies include: wrongful termination, discrimination, sexual harassment, and retaliation.
General Liability
Insurance protecting commercial insureds from most liability exposures other than automobile and professional liability.
Umbrella ($100 million)
Provides protection against catastrophic losses. It generally is written over primary liability policies, such as the business auto policy (BAP), commercial general liability (CGL) policy, and employers liability coverage. An umbrella policy provides excess limits when the limits of underlying liability policies are exhausted by the payment of claims; it drops down and picks up where the underlying policy leaves off when the aggregate limit of the underlying policy in question is exhausted by the payment of claims; and it provides protection against some claims not covered by the underlying policies, subject to the assumption by the named insured of a self-insured retention.
Worker’s Compensation
The system by which no-fault statutory benefits prescribed in state law are provided by an employer to an employee (or the employee’s family) due to a job-related injury (including death) resulting from an accident or occupational disease.
Evolution Insurance Services has over 50+ years of experience working with clients to ensure they have the right protection in place so they can minimize risk, avoid loss, and move forward confidently in life.
When one of our students blew up a toilet in our school, we didn't think twice, as we knew we had the right coverage in place. Thanks, Brian Friedman!
Principal
Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items
Marketing Ex
Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items
Insurance Agent
Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items
Retired Govt Officer, ON, Canada
Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items
Insurance Agent
Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items
Retired Govt Officer, ON, Canada
When one of our students blew up a toilet in our school, we didn't think twice, as we knew we had the right coverage in place. Thanks, Brian Friedman!
Principal
Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items
Marketing Ex
Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items
Insurance Agent
Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items
Retired Govt Officer, ON, Canada
Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items
Insurance Agent
Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items
Retired Govt Officer, ON, Canada
Sign up today and discover ways to minimize risk and avoid loss.
Sign up today and discover ways to minimize risk and avoid loss with our free policy review.
Sign up today and discover ways to minimize risk and avoid loss with our free policy review.
Learn in seconds which types of insurance
match your business.
Forturance makes it easy to insure your with home, landlord and strata insurance.
+1 212-683-9756
Or
Sign up for emails
Since 1914, the New York Mutual Insurance Company has been serving policyholders protecting businesses,
Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items
General Manager
Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items
Marketing Ex
Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items
Insurance Agent
Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items
Retired Govt Officer, ON, Canada
Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items
Insurance Agent
Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items
Retired Govt Officer, ON, Canada
Since 1914, the New York Mutual Insurance Company has been serving policyholders – protecting businesses